The homebuying process can feel very overwhelming. Staying organized and being prepared when you do reach out to a real estate agency can help the process go much smoother and potentially go faster!
Items to Consider and Organize Prior to Home Buying
Determine your budget.Look at current finances and establish a realistic budget for purchasing a home. Remember to consider down payment, monthly mortgage payments, and closing costs.
Gather necessary documents.Before working with a lender or a real estate agent, you are going to want to start gathering and organizing your documents. We recommend keeping them all in a folder or digital space. Documents include at least pay stubs, tax returns, identification, and bank statements.
Get pre-approved.Reach out to lenders and get pre-approved for a mortgage loan. This can help narrow your home search. Contact us for lender recommendations!
Define your housing needs.Create a list of desired home features, numbers of baths and bedrooms, and other amenities to help your agent find properties you will love!
Find a reliable real estate agent.Contact Focus Realtyand get started on the journey to finding your dream home!